Peg Dahl (Zoey Deutch) has never run with the Buffalo pack. As a young girl obsessed with making enough cash to get out of her blue-collar existence, she's betting on her sharp mind - and even sharper mouth - to get her into an Ivy League university. But, when an acceptance letter to the school of her dreams arrives, she quickly realizes the impossibility of paying tuition. One scalping scheme, stint in prison and chance phone conversation with a debt collector changes everything.